Ascent Home Loans

The Best Mortgage Experience

2734 Springfount Trail

Lawrenceville, GA 30043

Hello to protential clients;

I am a Loan Officer in the Atlanta Metro area and would like to offer my impeccable, dedicated and professional services to you and your clients. We can deliver products and programs other companies simply can’t, which are offered in various states across America including but not limited to Hawaii. As the mortgage industry continues to shift and divide, Ascent Home Loans wants every contact with us to be the "Best Mortgage Experience" you have had. Ascent Home Loans is an industry leader in specialty lending.

We offer a variety of programs to assist you with including, Conventional First Time Home Buyers, Fannie Mae, 2nd Homes, Freddie Mac, FHA, Hard Money Loans, Land Loans, Investment Properties, VA, 40-50yr Amortization Jumbo, Construction, Commercial, Option Arm, Interest Only.

I look forward to assisting you with your mortgage needs.

Annette Matthews

Loan Specialist

770-831-2526 – Office

770-831-2566 - Fax

678-266-2129 – Cell

"YOU HAVE TRIED ALL THE REST NOW TRY THE BEST"

http://www.ascenthomeloans.com/amatthews/

"Georgia Residential Mortgage Licensee"

Ascent Home Loans Inc.,6465 S. Greenwood Plaza Blvd., Ste. 800, Englewood, CO 80111 866-467-3157 Licenses: AL: 100010118, AK: 98024, AZ: BKBR – 0110485, BK – 0907886, AR: 29677, CA: 603 B274, CO UCCC: 988512, CT 1^{st Mtg: 19330, 2nd Mtg: 19420, FL: 499726, GA: 21399, HI: 1183, ID: MBL – 5330, RMD – 5305, IL: MB.6760200, IN: Loan License 10103, KS: 2005-5057, MI: 1st Mtg: FR 0014279, 2nd Mtg: SR 0014280, MN: MO 20553238, NE: 1690, NV: 1462, NM: 02499, NC: L-136302, OK: SL 006507, OR: ML – 3917, SC: S-6 640, TN: 0000003150, TX Savings and Loan: 64958, TX OCCC: 11682-49806, UT: 6057441-MLCO, VA: ML-709, WY: Supervised Lender: SL – 2433, MBL – 503.Interest rate, program terms and conditions are subject to change without notice. Not all products are available in all states or for all loan amounts. Loans are subject to credit review and approval. Properties securing all loans must be located in the U.S. Other restrictions and limitations may apply.}

Aapex Financial Group

Aapex Financial Group, INC is a mortgage broker with business interests in mortgage loan services, foreclosure prevention, real estate investment, insurance, and financial services. The company is committed to customer satisfaction and is results oriented giving you, the customer %100.

We take pride in establishing a close relatonship with our customers and believe in establishing a business based on referrals and repest business. We believein one customer, one vision, and one focus at a time.

I have spent several years as a Credit Analyst in the banking field and have chosen a different route as a Loan Consultant. I also have Financial and Investment experience which I utilize with my clients and am looking to network with individuals who need my services. I specialize in finding mortgage loans for individuals who are purchasing or refinancing their home. Please free to contact me at josh@aapexfg.com or my office 302-834-3704.

Josh Aldo

Aapex Financial Group, Inc

Sr. Loan Consultant

www.aapexfg.com

Countrywide

Keep in mind that foreclosures are big business and pay very large commissions. What I am looking for on these types of deals is 65% LTV max on a stated income stated asset deal. Fico is not important as these deals are equity based. We also need a LOE ( letter of explanation) as well as an exit strategy which I can draft for each individual. Full documentation deals can go as high as 70% and the same applies with the LOE and exit strategy.

Just to give you some basic guidelines... On your typical subprime deal we can go as low as a 500 fico score considering there are some compensating factors such as employment and housing history as well as assets. Threre is always a rule of thumb as I am sure you know... Two year Housing, Employment and Credit history as well as PITI (principal, interest, taxes and insurance) reserve. With the lower fico scores four months PITI is not uncommon. These are industry standards and no one can be financed without these three things having a two year history and some sort of cash reserve to prevent against default.

In a nutshell, I have people in place to do any type of deal, whether it be A through D credit, residential, commercial, conforming, non corforming and small business loans. Lets get it poppin as I am always interested in sharing my knowledge and helping others to money as well as myself. Get at me shawty! Lets get this money.

Regards,

Kevin

Residential Home Funding

Residential Home Funding Corp. is a licensed mortgage banker. This allows us to write and fund loans ourselves, so that we can best serve our customers. You don’t need to wait for a bank to accept your application.

Residential Home Funding Corp. cuts out the middle man, without forfeiting the service that you deserve. We also are able to pass along great products to our customers that they may not normally qualify for:

LOAN PROGRAMS

No payments for six months on Purchases        FHA
No Money Down Financing                         HELOC
1st Home Buyer Programs                      Bad Credit/No Credit OK
Commercial & Mixed Use Properties        Constructions Financing
Land Loans                                         True No Doc Loans
Jumbo and Super Jumbos               Multi Family 1-4 Units
Buy Down Programs                             100% Financing
Stated Income Loans            No Income/ No Asset Loans


Residential Home Funding Corp. believes that a customer is a lot more then just a credit score. We look at everything you have to offer, and work with you to find a loan that you can be comfortable with today, and into the future.

For more information please contact
Arthur Foster
Office: 973-575-0097 ext. 11
Cell: 862-520-6178
Email: AFoster@rhfunding.com
www.rhfunding.com