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HomeBuyerFunds.com

 

  HomeBuyerFunds.com is the nation's largest online funds database for people looking to buy a home or currently own a house in need of repair. Our resources are always FREE! This Web site serves as a one-stop clearinghouse of financial resources for both homebuyers and homeowners. Our members include non-profit housing organizations, financial institutions, and government agencies. We are committed to partnership in an effort to help more individuals and families on their path to homeownership.

For many Americans, the largest obstacle to homeownership is saving enough for down payment. And still, many others simply do not having enough income to qualify for a mortgage. 

With assistance from public and private organizations who wish to promote homeownership, it is possible to achieve the American Dream. Yet every year, many of these funds go to waste because many Americans are not aware of these special housing assistance programs. In an effort to promote awareness, HomeBuyerFunds.com is dedicated to informing Americans about special housing assistance programs for both the current and future homeowner. We believe homeownership and safe housing conditions should be a reasonable goal for Americans.

Our Funds Finder Tool will retrieve affordable housing programs that offer financial assistance on home ownership and/or home rehabilitation, ranging from free grants to zero-percent interest loans. We hope this Web site will prove to be valuable for people who are looking to buy a home for the first time or own a house that is currently in need of repair. 


 

 

Thousands of potential homebuyers have taken our course!

Many potential homeowners are intimidated because they feel the home buying process is complex.  One way to minimize the fear of the home buying process is to provide clear and consistent information and high quality guidance for buying a home.  The objective of this course is to help answer the many questions you have regarding the home buying process. 

Borrowers who participate in special housing programs are usually required to successfully complete a homebuyer education course as a qualification to entitle them to a reduction of the cost of mortgage insurance, down payment assistance, closing costs, etc. At the end of this course, the student can print out a Certificate of Completion.


Highlights of Our Course:

  • There is no date or time restriction for completion of the course. Complete the course at your own pace - ANYTIME and ANYWHERE – You are not constrained to complete the course in one day or even one week. Return as often as you like.  Complete it in one session, or multiple sessions. It's up to you! You don't have to attend a traditional class!

  • This course satisfies HUD's homebuyer education requirements for housing assistance programs.  A certificate is available after successful completion of the course. Click here to View Course Outline.

  • Easy to follow instructions, simple requirements – No computer skills needed. Just point and click. Our course takes approximately 6 hours.

  • No hassle, interactive multiple-choice test. Questions are fair (no trick questions). You will not fail! Your test score will be reflected on your Certificate of Completion.

  • Once you've earned your Certificate of Completion, you may log back in at anytime to print your certificate. Click here to Preview Screen Shots

  • The student may stop his studying at any time by logging out and return to the course at anytime at your own convenience.. To continue, the student simply enters his login and password and the system will take him to where he last left off.

  • THIS COURSE IS FREE. ABSOLUTELY NO COST TO YOU!

System Requirements:

1)  JavaScript Enabled Browser.
2)  Microsoft Internet Explorer 5.1 or higher or Netscape Navigator 6.0 or higher.
3)  (Optional) Printer: To print out the worksheets and certificate of completion.

Uncertain if you meet the system requirements? Click here to check.

 

 

Section I: Qualifying for a Home Loan
Topic A: The Pros & Cons of Homeownership
Topic B: The Costs Associated with Buying a Home 
Topic C: The Down Payment and Loan-to-Value
Topic D: Qualifying Ratios and Credit History 
Topic E: Pre-Qualification and Pre-Approval 

Section II: House Hunting
Topic A: Your Housing Preferences 
Topic B: Finding a Home 
Topic C: Making an Offer 
Topic D: The Home Inspection 

Section III: Finding a Lender
Topic A: Shopping For A Loan 
Topic B: Applying For A Loan 
Topic C: Loan Processing 
Topic D: Prepare For Closing 
Topic E: Closing The Loan 

Section IV: Being A Homeowner
Topic A: Settling In 
Topic B: Your Responsibilities 
Topic C: Home Maintenance 
Topic D: Household Budget 
Topic E: Benefits of Homeownership 

 

 
            

Homeowners Tips

Step-by-Step instructions for home improvement projects around the house. This is a valuable source for the do-it-yourself homeowner.

 

Cabinets and Countertops 
Replacing a Door Pull 
Replacing Hinges 
Installing Cabinet Drawer Fronts 
Installing Cabinet Doors 


Electrical 
Adding a Telephone Extension 
Replacing a Door Bell 
Installing a Coxial TV Cable
Installing a Cable TV Jack
Installing a Thermostat

Fans
Installing a Ceiling Fan

Floors 
Grouting 
Removing Ceramic Tile
Removing Carpet
Removing Wood Floors

Plumbing
Unclogging the Sink with a Plunger
Fixing Leaky Sink Strainers
Unclogging Toilet Drains
Replacing a Sink Sprayer



Gutters and Siding 
Installing Gutter Liners 
Repairing Leaky Metal Gutter 
Repairing Leaky Downspout Joints 


Painting
Removing Mildew

Weatherproofing 
Replacing a Threshold 
Weatherproofing a Door 
Weatherproofing Windows

Walls
Patching Large Holes in Walls 
Patching Small Holes in Walls
Resetting Popped Nails
Taping Joints 
Finishing Inside Wall Corners
Finishing Outside Wall Corners
Installing Beaded-Board Wainscoting
This section is being updated.